Uninsured or Underinsured? Get Clear Health Insurance Guidance Before It Costs You.

Gain clarity, avoid costly mistakes, and choose coverage with confidence.

One Insurance Mistake Can Cost Thousands

Most people don’t realize they made the wrong insurance choice until it’s too late.

The financial impact often isn’t obvious at signup — it shows up later as denied claims, surprise bills, or gaps in care.

This guidance helps you slow the decision down and avoid costly mistakes before they happen.

This Is Guidance — Not Insurance Sales

What This Service Provides

  • Clear explanations of insurance options
  • Identification of coverage gaps or risks
  • Decision support based on individual situations
  • Practical next steps

What This Service Does Not Include

  • Selling insurance
  • Enrollment
  • Carrier-driven recommendations

How It Works

  • 1

    Complete a Short Guided Intake

    Answer a few simple questions so your guidance reflects your situation.

  • 2

    Receive Your Personalized Insurance Roadmap

    Your responses are translated into clear, written guidance you can review on your own time.

  • 3

    Move Forward With Confidence

    Use the roadmap to make informed decisions — without pressure or guesswork.

Who This Is For

  • Uninsured or between plans

  • Underinsured or unsure coverage is adequate

  • Self-employed or gig workers

  • Overwhelmed by Marketplace or employer plans

  • Want clarity before a medical emergency

What You'll Receive

  • Personalized Insurance Roadmap
    written guidance tailored to your situation
  • Insurance Paths Explained
    clarity on which coverage directions may apply to you
  • Coverage Gaps & Tradeoffs Identified
    know what to watch for before problems show up
  • Scripts & Clear Next Steps
    practical guidance on what to do next and what to avoid
Self-paced. No calls. No insurance sales.

Why TJ Healthcare

TJ Healthcare helps people understand the healthcare system before it costs them time, money, or health.

This service is built on real healthcare system experience, independent guidance, prevention-first thinking, and transparency.

TJ Healthcare provides healthcare navigation and educational services only. We do not sell insurance or enroll individuals into insurance plans. All final decisions are made by you.

What to Expect

After completing the intake, your personalized insurance roadmap is prepared within 1–2 business days and delivered by email.

You can review it at your own pace.

Don't Guess When the Stakes Are This High.

Start with clarity,

Get Personalized Insurance Guidance

No calls required.